I have been looking at FL and UT permits too, and found that there appears to only be one, maybe two states difference in the two.
The IN + FL combo includes WV, but not WA or MN
The IN + UT combo includes WA and MN, but not WV
Otherwise it looks like rest of the states just one or the other adds to your IN license, is the same, and of course the IN + FL + UT, gives you all three, WV, WA, MN.
To me the key is the renewal cost, 100+ for FL

, vers 10 for UT
DISCLAMER: Even though I used the information from more than one source, and was very carefull in my research, it is probably wrong,
and should not be used for any reason other than to convince yourself that to be on the safe side, you just need to go ahead and get every non resident permit and/or license you can. :rolleyesedit:
wolfman