I still have one. I use it to buy gas and now lots of preps. It has a low low rate of just 24.7%!

So I will never carry abalancee on it again. I suspect they will cut my limit soon. The last couple of months I have waited till the closing date and then bought right up to my limit. I get like 45+ days using their money and then I pay it off without any int. charges.

I'm sure they hate me.