The issue more likely would be what is the SHTF event...
That's true ! SHTF can mean different things to different people. To some, it could just be a prolonged period of rough economic times where PM's could have great value.
I can envision several scenario's where PM's could possibly come in handy, but I would never advocate anyone buying PM's until some simple basics were taken care of first.
The dilemma I have always struggled with is if I had to bug out, do I haul that extra 50-100 rounds or do I leave it behind and take that bag of 90%
silver ?