When there's already a backpack waist belt at play - then a chest rig is how it is. I wish it didn't be like that, but it do.I'm curious as to what a person would like to conceal that would require a chest rig. Listen, just buy a fanny pack and call it an "administrative pouch" like the rest of us!
Also, fanny packs are for nerds. Nerds, I say.