My Great Bank

[pute62]

I'll start by saying that I hate banks! I never used them up till a year ago when I took a job that did direct deposit only. I went with Forum CU and can't say I've ever really had a problem till yesterday. I went in to see about being able to up the amount of money I can get from the ATM from $200 to $500. Nope,my credit is not good enough. It seems that since I don't have great credit I can't be trusted to withdraw more than $200 of my own money out a day.They were kind enough to offer me overdraft protection for up to $500 though. So, I can't withdraw more than $200 of my own money out but I'm more than welcome to borrow up to $500 for a store purchase.

 

[hoosierdoc]

That is annoying. Will they let you overdraft $200 on an ATM withdrawal?

 

[pute62]

Max is $200 a day at the ATM. I don't even need their money, just want to be able to withdraw more of my own.

 

[gunman41mag]

Max is $200 a day at the ATM. I don't even need their money, just want to be able to withdraw more of my own.

According to the banks, they do that to protect you, from some one stealing your money

 

[jeremy]

That would **** me off quite righteously...

 

[VaGriller]

I would change banks. asap

 

[Bunnykid68]

Can you withdrawal the money from the bank directly at least?

 

[Michee]

The credit union network requires them to set limits. If you get ahold of a decent manager they will increase your limits especially with a regular direct deposit.

 

[85t5mcss]

I'm not using a CU, just a regular bank and my daily limit is set at $500. It works, too. I know it goes higher because there is $600 option on the screen that I can't use.

 

[Buckshot]

We closed our account at Fourm. They suck.. Wife likes Regions better..

 

[ATM]

...I went in to see about being able to up the amount of money I can get from the ATM from $200 to $500.

INGO members usually PM me directly to negotiate terms.

 

[gvbcraig]

I'm not using a CU, just a regular bank and my daily limit is set at $500. It works, too. I know it goes higher because there is $600 option on the screen that I can't use.

That is correct, I have mine set at $500, and when I am on the road, I let them know that and they bump it to $1,000 a day while I am traveling for emergency situations.

 

[GBuck]

Not good enough credit? You're not asking for credit! Change banks. That is absolute crap. You don't have good enough credit to access YOUR OWN MONEY but you have good enough credit to borrow their money that you didn't want? WTH?! I'm mad FOR you.