That brings up an interesting topic, in a list of things causing homeowners insurance rates up, midwest hail claims are one of them. I do not remember any talk of massive amounts of hail damage claims before the mid 90’s and now they happen frequently. Recently in a group setting over 60% present had a claim paid for a new roof…As far as why many people were going metal roof in that one particular area, any idea how much hail they get in an average year?