As someone who will most likely never receive any of these benefits (age 25 and younger) I would honestly like the option to opt out of social security.
if they gave you this option the entire ssa scheme would fall apart on them. not going to happen until they can implement u.s.a. plan google universal savings accounts which is a draft bill that has been around since the bill clinton timeframe, i think.
basically its a massive reset plan.
all 401k are confiscated
all personal debt is forgiven (cc, student loans, etc.., not your mortage)
andthen from the combined 401k - debt of citizens the remainer is divided by all into these new u.s.a. accounts. that is your new social security and when you retire you get money from your u.s.a. account controlled by .gov.