Chicks on Right caller

[rhino]

I like that. And that's the end point of it all.

You have to admit that the system is set up to profit off of failure, and the black man has been the brunt of those numbers, but it inevitably it's the individual's choice that makes the action.

I do fully believe that the media and the teachings in the schools strip us of our culture, divide and conquer, and purposely 'jihad' cultures against each-other.

I know you weren't addressing me, but if the "you" was in the rhetorical sense, then no, I do not have to admit it because it's not true.

While there may be some merit in the statement with reference to the corrupted version of our system (e.g. collusion between a government out of control and some anointed business that have entered into an unholy alliance with that government), that not really our system. Our real system is set-up to profit from opportunities of all kinds. Failure is inevitable in life for some and in the absence of fraudulent or unethical actions that precipitated that failure, there is nothing inherently wrong with capitalizing on an opportunity one person's failure creates for others.

Failure is hardly the sole or primary source of opportunities. Believing that is essentially buying into the false zero-sum paradigm of the progressive socialist-statists.

 

[You'll shoot your eye out]

It's like saying the credit card companies only favor the rich because they can pay their balance where the poor can't. You still have to make the choice to be in the bad situation.

No $#!+..... Take me for instance. I chose 90% paralysis of my legs and cervical fusion surgery. It was $100,000 (paid up by the way). Later that same year I chose a stroke. I took a break for three years but then soooooo irresponsibly I chose renal carcinoma. That was $65,000. (I still owe $1200)

I lost my marriage, I lost my job, I lost my class A commercial drivers license, I lost my finances and I lost my wallet. I really wish I had made better choices.


(if you can't tell, I could possibly be thinking that SOMEBODY is an idiot)

 

[HamYankee]

Thank you for sharing your story, but you have to know any discussion on personal accountability is not aimed at someone who has catastrophic medical issues. There is a large segment of our population that simply try to game and work the system while blaming society at large for their circumstances.
Some of the greatest acts of kindness I've seen were for those that had devastating problems out of their control, such as yours.

No $#!+..... Take me for instance. I chose 90% paralysis of my legs and cervical fusion surgery. It was $100,000 (paid up by the way). Later that same year I chose a stroke. I took a break for three years but then soooooo irresponsibly I chose renal carcinoma. That was $65,000. (I still owe $1200)

I lost my marriage, I lost my job, I lost my class A commercial drivers license, I lost my finances and I lost my wallet. I really wish I had made better choices.


(if you can't tell, I could possibly be thinking that SOMEBODY is an idiot)

 

[Bill of Rights]

It's like saying the credit card companies only favor the rich because they can pay their balance where the poor can't. You still have to make the choice to be in the bad situation.

Ive never personally experienced it but I'd have to think it's harder than " just make better choices" when you're in a down and out situation

I used to look at it (and to an extent, still do) that it was incredibly wrong to offer the ultra-low interest rates to those with high bank balances and FICO scores, while soaking the hell out of those at the other end of the financial spectrum. To restate it, "OK, so you know I've been making payment X on this car payment, but when I apply for a loan on a different car, I can't qualify for X-minus-50 bucks, because of some scoring system that takes into account something from six years ago, when I fell behind because of a job loss?"? or "if I can better afford the payment, you charge me less, but if I can't afford it as well, if I'm already struggling, you're going to penalize me further?"

I understand more now that the higher rates are to compensate for perceived risk of loss in the event the person struggling defaults. That's reasonable. It just seems set up to be almost predatory, like a lion crippling its prey and waiting for it to not be able to keep up with its herd. Still, getting down to brass tacks, the simple fact is that none of those loans are strictly necessary. I can LIVE without the newer car or the new credit card (and probably better, in the latter case,) they just make things a little easier.

....There is a large segment of our population that simply try to game and work the system while blaming society at large for their circumstances....

^^Truth. I've walked into homes and found an old mattress on the floor, no food or silverware in the kitchen (diabetic patient, trying to make a peanut butter sandwich for them after "fixing" their sugar levels- I wasn't just rooting around in their home!) but a bloody enormous TV on the wall and a game console in this ****hole apartment that probably cost like two or three of my house payments.
There are people who, if they have children, come to the ED by ambulance when the kid has a fever; they have no thermometer to check the kid's temp, nor the first clue how to check it if they did, and want a prescription for children's Motrin. See, they don't have a running car, but "I got th' Medicaid-it's free, ain't it?" for them to ride the ambulance, be seen, and get told to give an OTC med, as long as they have that slip of paper, the med is free to them. No, they can't afford to buy their kids medicine or the tool to see if they need it, but they can buy a pack of smokes in their pocket, and sit in the ED, waiting, playing on their cell phone or worse, scratching lottery tickets.

Sometimes, in life, you find people that are a few bricks shy the load, and you want to help them out... by picking up a couple of bricks and returning them upside their heads.

Sadly, I think it would do more damage to the bricks, and the bricks would learn more from it.

Blessings,
Bill

 

[churchmouse]

I used to look at it (and to an extent, still do) that it was incredibly wrong to offer the ultra-low interest rates to those with high bank balances and FICO scores, while soaking the hell out of those at the other end of the financial spectrum. To restate it, "OK, so you know I've been making payment X on this car payment, but when I apply for a loan on a different car, I can't qualify for X-minus-50 bucks, because of some scoring system that takes into account something from six years ago, when I fell behind because of a job loss?"? or "if I can better afford the payment, you charge me less, but if I can't afford it as well, if I'm already struggling, you're going to penalize me further?"

I understand more now that the higher rates are to compensate for perceived risk of loss in the event the person struggling defaults. That's reasonable. It just seems set up to be almost predatory, like a lion crippling its prey and waiting for it to not be able to keep up with its herd. Still, getting down to brass tacks, the simple fact is that none of those loans are strictly necessary. I can LIVE without the newer car or the new credit card (and probably better, in the latter case,) they just make things a little easier.



^^Truth. I've walked into homes and found an old mattress on the floor, no food or silverware in the kitchen (diabetic patient, trying to make a peanut butter sandwich for them after "fixing" their sugar levels- I wasn't just rooting around in their home!) but a bloody enormous TV on the wall and a game console in this ****hole apartment that probably cost like two or three of my house payments.
There are people who, if they have children, come to the ED by ambulance when the kid has a fever; they have no thermometer to check the kid's temp, nor the first clue how to check it if they did, and want a prescription for children's Motrin. See, they don't have a running car, but "I got th' Medicaid-it's free, ain't it?" for them to ride the ambulance, be seen, and get told to give an OTC med, as long as they have that slip of paper, the med is free to them. No, they can't afford to buy their kids medicine or the tool to see if they need it, but they can buy a pack of smokes in their pocket, and sit in the ED, waiting, playing on their cell phone or worse, scratching lottery tickets.

Sometimes, in life, you find people that are a few bricks shy the load, and you want to help them out... by picking up a couple of bricks and returning them upside their heads.

Sadly, I think it would do more damage to the bricks, and the bricks would learn more from it.

Blessings,
Bill

I have seen this as well.
Spent way to much time in the hood working on section 8 housing (HVAC) and the area markets.
Pull up to the house. 2 300 series Chrysler's in the drive way rolling on 24's and serious sound in them.
Living room furnished to the 9's and a monster flat screen with latest greatest game system.
$500 phones and so on.
Stat set at 80* and everyone dressed in shorts and tank tops complaining they are cold.
I change the filter (looks like a carpet) and adjust the unit....set the stat at a reasonable level and leave ASAP.

With the complaints of being cold they state it is their "Right" to be comfortable.............WTF

 

[DRob]

No $#!+..... Take me for instance. I chose 90% paralysis of my legs and cervical fusion surgery. It was $100,000 (paid up by the way). Later that same year I chose a stroke. I took a break for three years but then soooooo irresponsibly I chose renal carcinoma. That was $65,000. (I still owe $1200)

I lost my marriage, I lost my job, I lost my class A commercial drivers license, I lost my finances and I lost my wallet. I really wish I had made better choices.


(if you can't tell, I could possibly be thinking that SOMEBODY is an idiot)

Sorry to hear your story but..............sometimes bad things happen to people, sometimes people make bad things happen to themselves. There is a HUGE difference.

 

[Thegeek]

No $#!+..... Take me for instance. I chose 90% paralysis of my legs and cervical fusion surgery. It was $100,000 (paid up by the way). Later that same year I chose a stroke. I took a break for three years but then soooooo irresponsibly I chose renal carcinoma. That was $65,000. (I still owe $1200)

I lost my marriage, I lost my job, I lost my class A commercial drivers license, I lost my finances and I lost my wallet. I really wish I had made better choices.


(if you can't tell, I could possibly be thinking that SOMEBODY is an idiot)

Out of context, but did you buy a big flat screen TV, top shelf booze, designer clothes, a playstation with a bunch of games? I'm going to guess you didn't. Those people are poor because of something they could control and didn't.

 

[vitamink]

.... and I lost my wallet.

this is becoming an INGO epidemic. I noticed you didn't blame the state police. Kudos.

 

[Leo]

The bottom line is pretty simple. If you don't like being prosecuted unfairly, don't do something illegal.

I would leave out the word unfairly, but the truth really is that simple. "Don't do the crime if you don't want to do time".

I refuse to be silly enough to believe that all these men were just minding their own business, coming home from work and doing their home work for a class they were taking at the community college when they were arrested. I have worked as a Chaplain at Sterret Correctional in Dallas, and most respected me enough not to even play that song. The people that get in front of the news camera think we are foolish enough to believe those stories.

 

[indiucky]

I'm a mofro fan (and Churchmouse should be...It's hard to explain but mofro "gets" the kind of music that touches geezers like myself and the church..) His music is "country swamp funk" for lack of a better term...This song "Country Ghetto" has a line it that I heard from my own grandfather as a child....

"The only voice that speaks to me
Speaks from the clay,
Little boy don't ever take a dime
from the man,
You starve to death before you live
by a Government handout,
It's family policy..

Life in a Country Ghetto"

That was instilled in me hard as a young man and I live by that creed as every man in my family does.

My wife and I have an Autistic daughter..There are many Government funds and programs available...We take none...With our own money (and at my wife's urging) we hired a young, brilliant, Doctor of Neuroscience to be our daughters "Coach"....Some of the techniques we developed are written in Neuroscience Journals and passed on to other parents of Autistic children...The pride I felt when I saw my "coin flipping" idea, my wife's "stuck" theory, along with our daughter's progress, in an International Neuroscience Journal (without our names of course) was one of great joy....

The point being is that if you count on the Government for help they are just going to throw money at it and not try to figure out what works....I leave you with the only song praising self reliance to ever be played on NPR...I am scared one day our local affiliate will actually listen to the words and go "OMG!!!! That's a Republican Protest Song!!!!! EEEEEKKKKK...Where's my Latte?????"

[video=youtube;ycu2ZYH-9F8]https://www.youtube.com/watch?v=ycu2ZYH-9F8[/video]

 

[churchmouse]

I'm a mofro fan (and Churchmouse should be...It's hard to explain but mofro "gets" the kind of music that touches geezers like myself and the church..) His music is "country swamp funk" for lack of a better term...This song "Country Ghetto" has a line it that I heard from my own grandfather as a child....

"The only voice that speaks to me
Speaks from the clay,
Little boy don't ever take a dime
from the man,
You starve to death before you live
by a Government handout,
It's family policy..

Life in a Country Ghetto"

That was instilled in me hard as a young man and I live by that creed as every man in my family does.

My wife and I have an Autistic daughter..There are many Government funds and programs available...We take none...With our own money (and at my wife's urging) we hired a young, brilliant, Doctor of Neuroscience to be our daughters "Coach"....Some of the techniques we developed are written in Neuroscience Journals and passed on to other parents of Autistic children...The pride I felt when I saw my "coin flipping" idea, my wife's "stuck" theory, along with our daughter's progress, in an International Neuroscience Journal (without our names of course) was one of great joy....

The point being is that if you count on the Government for help they are just going to throw money at it and not try to figure out what works....I leave you with the only song praising self reliance to ever be played on NPR...I am scared one day our local affiliate will actually listen to the words and go "OMG!!!! That's a Republican Protest Song!!!!! EEEEEKKKKK...Where's my Latte?????"

[video=youtube;ycu2ZYH-9F8]https://www.youtube.com/watch?v=ycu2ZYH-9F8[/video]

Love it.

 

[bmoan]

The welfare state has created this, by allowing generally healthy people to sit around and do nothing but collect a check. I believe crime and coming up with why they are victims in these areas is simply do to boredom, as I have been told many times by my Pops that Idle hands are the devils work. If we take the healthy working age and have them work for that check by oh maybe working for the good of the community and receiving an hourly wage instead of receiving it with no accountability. we could accomplish a few things a since of earning and a solid days work where at the end of the day dinner and sleep were the priority because they needed to get up for work the next day, would give them a little less time to cause trouble. Yes I'm saying figure out a way to earn your welfare check, we are giving the money anyway, And maybe the feeling that this work for pay thing is not bad and maybe just maybe they will figure out that the more I work and the harder I work the bigger that check is going to be. Its only then will the welfare/victim/worthless thought turn around so these thoughts of being a victim or blameless for ones lot be changed. All though I know the system is not perfect but I know story after story of people who have accomplished great things and it all started at minimum wage. I cant buy into the system is rigged against a certain group of people because if that is the case why did the black man in office next to mine become the person who signs my check? how did the system turn him lose if that's the case? P.S. Love the chicks light airy and fun

 

[churchmouse]

The welfare state has created this, by allowing generally healthy people to sit around and do nothing but collect a check. I believe crime and coming up with why they are victims in these areas is simply do to boredom, as I have been told many times by my Pops that Idle hands are the devils work. If we take the healthy working age and have them work for that check by oh maybe working for the good of the community and receiving an hourly wage instead of receiving it with no accountability. we could accomplish a few things a since of earning and a solid days work where at the end of the day dinner and sleep were the priority because they needed to get up for work the next day, would give them a little less time to cause trouble. Yes I'm saying figure out a way to earn your welfare check, we are giving the money anyway, And maybe the feeling that this work for pay thing is not bad and maybe just maybe they will figure out that the more I work and the harder I work the bigger that check is going to be. Its only then will the welfare/victim/worthless thought turn around so these thoughts of being a victim or blameless for ones lot be changed. All though I know the system is not perfect but I know story after story of people who have accomplished great things and it all started at minimum wage. I cant buy into the system is rigged against a certain group of people because if that is the case why did the black man in office next to mine become the person who signs my check? how did the system turn him lose if that's the case? P.S. Love the chicks light airy and fun

The crime thing is the part time job to subsidize the mail box.