I understand why you don't carry with one in the chamber and thats totally your choice, When I carry and am with my son, I get a little weary about keeping one in the chamber but the way I have ok'd it with myself is that what if Im holding him, and someone pulls a gun on me, first Id have to protect him by making myself his cover and then rack a round and shoot the BG might not be lucky enough to have the time to do that, So now I always keep one ready just in case. But i respect your choice and carried like that for awhile when I got my first glock, til i got used to it.