I started carry OWB this summer. I honestly got tired of stuffing a gun in my pants when it's 90 something degrees outside. Not to mention it's way more comfortable, and quicker to draw. Even if you let your shirt hang over it. Depending on where I'm I will sometimes cover it with my shirt. Even then you can tell there is something there. I have never gotten in weird looks. Or have not had anyone say something to me, or call the police on me. So far in 4 months or so I have been doing so, I have not had any problems. I say carry the way that makes you comfortable. As long as you are carrying you are able to defend yourself, and you are using your right to carry.